The Vadgaon Urban Co-Operative Bank Limited was established in Peth Vadgaon, Kolhapur District, Maharashtra, with the vision of providing accessible and reliable financial services to the local community. Recognizing the absence of formal banking facilities in the region, the bank was founded to bridge this gap and support the financial needs of farmers, traders, and the general public.​ Operating with a commitment to ethical banking practices, the bank offers a range of services including savings and current accounts, fixed deposits, loans, and digital banking solutions. By leveraging technology and a customer-centric approach, The Vadgaon Urban Co-Operative Bank Limited aims to foster financial inclusion and contribute to the economic development of the region.